Terms of Service

Effective Date: 8/1/2025

Welcome to Top Analysts (the “Platform”). These Terms of Service (“Terms”) govern your access to and use of our social networking platform focused on sharing and forecasting stock-related information. By using the Platform, you agree to be bound by these Terms.

(1) Eligibility

You must be at least 18 years old to use this Platform. By using the Platform, you represent and warrant that you are legally allowed to enter into these Terms.

(2) No Financial Advice

All content on this Platform, including forecasts, discussions, and user contributions, is for informational and entertainment purposes only.

We are not a licensed financial advisor, broker-dealer, or investment advisor.

You should consult a licensed professional before making any financial decisions.

(3) User-Generated Content

You are solely responsible for the content you post, including stock forecasts and opinions. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, display, and distribute it on the Platform.

You agree not to post:

  • False, misleading, or manipulative information
  • Content that violates laws, including securities laws
  • Spam, hate speech, or abusive content

We reserve the right to remove any content at our discretion.

(4) Rewards Program

We may offer incentives (e.g., points, rankings, tokens, or monetary rewards) based on the accuracy of your forecasts. Participation is optional and subject to rules we define, which may change at any time.

We make no guarantee of payment and reserve the right to modify, suspend, or cancel the rewards program at our sole discretion.

(5) Prohibited Conduct

You agree not to:

  • Use the Platform for any unlawful or fraudulent purposes
  • Attempt to manipulate or distort markets through false forecasts
  • Impersonate another person or misrepresent your identity
  • Use automated bots without permission

(6) Intellectual Property

All non-user content is owned by the company or licensors. You may not copy or distribute Platform content without permission.

(7) Account Termination

We may suspend or terminate your account with or without notice if you violate the Terms or any laws.

(8) Disclaimers & Limitation of Liability

THE PLATFORM IS PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

We are not responsible for:

  • Losses resulting from reliance on any user content
  • Inaccurate or failed forecasts
  • Technical issues, data loss, or breaches

To the fullest extent allowed by law, our total liability will not exceed the amount you paid us in the past 12 months (if any).

(9) Compliance with Laws

You agree to comply with all applicable laws and regulations, including those related to:

  • Financial disclosures
  • Securities and trading
  • Privacy and data protection

(10) Governing Law and Dispute Resolution

These Terms are governed by the laws of the state of Wyoming, United States of America.

Any disputes shall be resolved through binding arbitration in Wyoming, unless otherwise required by law.

(11) Changes to Terms

We may update these Terms anytime. Continued use of the Platform means you accept the changes.

(12) Contact Us

If you have any questions about these Terms, please contact us at:

✉️Threerabbits@myyahoo.com